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Three Reasons Why It Is Wrong To Be Poor – Stephen Palmer


Do you want to be wealthy? In the personal finance seminar I teach, I start with that deliberately-worded question, which very quickly and effectively reveals participants' perspectives on and relationship with money. I'm fascinated by how conflicted people are about money. Some profess their belief that money is evil. Others claim they … [Read more...]

The Three Economies: Why the Middle-Class Has Stagnated – Oliver DeMille


There are three economies in modern society. They all matter. But most people only know about two of them. They know the third exists, in a shadowy, behind-the-scenes way that confuses most people. But the first two economies are present, pressing, obvious. So people just focus on these two. A couple of recent conversations brought these … [Read more...]

When All Else Fails…


The seeds of many plant species are impervious to water and gas, thus preventing germination. The outer husks of these seeds are so hard that you can throw them against a brick wall and they bounce off, unharmed. Water cannot access the seed within the husk. So how do they germinate and sprout? How is their life liberated, their potential … [Read more...]

Were the Founders Lawyers? – Oliver DeMille


"You frequently mention that free nations have a lot of entrepreneurs," my friend said. "But I've been studying the American Founding era and it turns out that many of the framers were lawyers. Why don't you tell people that a lot more of us should go into law?" It was a good question, so I nodded my head. "You're right, but there is one big … [Read more...]

Grin and Bear It – Stephen Palmer


If life isn't tough, you're doing something wrong. Life was meant to be tough, and you were meant to grin and bear it. You were created to face fear and beat it into submission. You are given challenges to prove to yourself that you are equal to the task. Trials are Father's way of saying, "I believe in you." There is an easy path through … [Read more...]

The Real Story Behind the Current Political Shift – Oliver DeMille


Washington doesn't get it. The news programs for the past few weeks have been talking about the "Political Earthquake" signaled by the latest primary elections. Tea Party candidates have won a few surprising races, and the media isn't sure how to explain it. They're labeling it a new Tea Party resurgence, harbinger of a new Republican … [Read more...]

Let Your Light Shine by Stephen Palmer


"Kill them big, kill them small, kill them, kill them, kill them all!" Huddled and shivering with fear in a bathroom four feet long and three feet wide with seven other women, Immaculée Ilibagiza heard the unearthly shrieks of machete-wielding killers. "I have killed 399 cockroaches," she heard one of the killers say through the wall. … [Read more...]

6 Personalized Clues for Discovering Your Purpose – Stephen Palmer


Try this exercise, which will help you discover your purpose and unleash your greatness: First, write down the top six people you admire most, three of them living and three from history. Next to each name, answer these questions: What do you admire about him or her? What did he or she accomplish? What about him or her do you want to … [Read more...]

Who Will Stand For Freedom? -Oliver Demille


In 1961 the great legal scholar Bruno Leoni, writing about freedom in modern times, said: "It seems to be the destiny of individual freedom at the present time to be defended mainly be economists rather than by lawyers or political scientists." Why? Leoni's answer was intriguing: "As far as lawyers are concerned, perhaps the reason is that … [Read more...]

Why the Universe is Trying to Beat You Into Submission – Stephen Palmer


I have a bone to pick with William H. Murray and Paulo Coelho. Murray's famous quote, written at the beginning of his mountain climbing expedition to the Himalayas, has been misleading adventurers since 1951:   "Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness. Concerning all acts of initiative … [Read more...]